Americans have many things in common. We love our freedom, we love sports, we love food and we love our pets. For our grandparents, pets have been straightforward livestock. If they got sick they’d perish and daddy would get a new one. There were no trips to the vet and there were not expensive medical bills. Things have shifted. Pets are no more possessions they’re beloved members of their family. They no longer sleep outside, in a barn, or a dog home. Our pets don’t just sleep in our house but they sleep in our beds with us.
In addition to this love for our new four-legged family members comes tremendous responsibility. Duty to see our furry friend goes to college and gets training. To make sure that he or she’s on a good diet and many important to ensure or pet receives proper medical attention.
Medical care for pets has increased by leaps and bounds in the last fifty decades. We not only vaccinate our pets every year, but we get them spayed or neutered at a young age to prevent unplanned pregnancy. We take our pets in for annual teeth cleanings.
With the cost of veterinary care increasing daily, pet owners are searching for ways to lower these costs and find less expensive options. A flood of advice and recommendations for locating cheap veterinary care can be seen throughout the net, however, in many instances, the information offered isn’t always correct. Here are three myths regarding affordable veterinary care that has to be dispelled. Click here to learn more.
1. Veterinary Teaching Hospitals Are More Affordable Than Regular Veterinary Hospitals
If you search the Internet for ways to spend less on your veterinary bills, you’ll discover this one mentioned quite frequently. While veterinary teaching hospitals might provide diagnostic and treatment reductions for highly unique cases that offer teaching opportunities to the students, the huge majority of instances that currently don’t fall into this category. A veterinary teaching hospital does not exist to compete or undercut the regional veterinarians; its job would be to match the veterinary private industry. So don’t expect competitive discounts and cheap veterinary care when you proceed.
2. A Prepackaged Pet Health Care Plan Can Be More Affordable Than Paying For Each Veterinary Service Separately
Many clinics offer their own prepackaged health care programs for pets, similar to the “real deal” of their fast-food business, asserting that these programs are more affordable than paying for each veterinary service separately. The problem is that some of those packages contain veterinary services that aren’t always needed by each pet. Also, you pay upfront for a continuous discount on the veterinary clinic services, yet the regular cost of these health care services is sometimes artificially inflated. So be sure to do your homework and compare prices with other clinics in your area. Ensure that you will not be paying inflated prices or for veterinary attention, your pet actually doesn’t require.
3. Pet Insurance Can Always Save You Money on Veterinary Care and Make It More Affordable
Pet health insurance sounds great and on occasion, it can keep you out of the fiscal dog home if your furry friend is confronted with a major illness or injury. But understand that these “important” scenarios are the exception rather than the norm. To make things worse, they might not be covered by your policy. You must inspect a pet health insurance plan very carefully. From the time you take into account exceptions for preexisting conditions, deductibles, and premium expenses, it might not be well worth it.
Keep in mind that insurance businesses will need to make money. The individual health insurance model depends on ensuring a high number of healthy individuals during an extended time period, using a portion of these premiums used to pay claims, with the balance allocated to administrative expenses and profits. The keywords here are “long time period” and “that a large number of healthy individuals”. Unfortunately, a pet’s lifespan is only a fraction of that of a person, and, up to now, there really aren’t a large number of “healthy” pets covered by insurance. So how do the insurance businesses cope with this? Straightforward. High premiums, high deductibles, and tons of exemptions for preexisting conditions.
It may cost over $5,000 to make sure a pet within the course of its lifetime, and that’s not including additional medical expenses (deductibles, pre-existing conditions) the insurance fails to cover. If your pet sails through life without a scratch, that’s money you’re never going to see again. However, if you would have paid those same premium fees into a savings account for the furry friend which has been committed strictly for veterinary care, you’d have a heap of cash, and interest, leftover you could apply to your next pet or just use however you choose.
Finding affordable veterinary attention may be labor-intensive, but it is certainly possible. You have to do your research and consider the validity of every option you encounter to learn if it’s a “fact” or a “fantasy”. By doing so, you will save yourself lots of money in the long term.